Nidhi Company Registration

Encouraging Savings and Mutual Lending

Nidhi Company is a class of Non Banking Financial Company governed under RBI that encourages saving amongst members and facilitates borrowing and lending money between members with limited liability protection.

Features of Nidhi Company

Key characteristics and benefits of Nidhi Companies

Encourage Savings

Nidhi company's whole objective is to encourage saving amongst the members and promote financial discipline.

Member-to-Member Lending

The objective is to borrow and lend money between members, creating a mutual benefit system.

RBI Governed

Nidhi Company in India means a class of Non Banking Financial Companies governed under RBI.

Member-Only Operations

It deals only with their own members, ensuring trust and community-based financial services.

Limited Liability

This form enjoys limited liability for its members, protecting personal assets.

Easy Loan Access

Easy to access loans being registered under the Act with simplified procedures.

Continued Existence

Perpetual existence ensuring long-term financial stability and member benefits.

Requirements for Nidhi Company

Essential requirements and criteria for Nidhi Company formation

Company Name

Nidhi company should contain "Nidhi Limited" as suffix to original name which is registered.

Paid Up Capital

Nidhi company should have minimum paid up capital of Rs 5,00,000/-.

Preference Shares

Nidhi company can issue preference shares to its members.

Directors & Members

Minimum 3 directors and 7 members or shareholders required for formation.

Minimum Members

Nidhi Company is required to have minimum 200 members within one year from its incorporation.

Document Requirements for Incorporation

Essential documents needed for Nidhi Company registration

Identity Proof

Aadhar/PAN Card/Passport of all directors and members.

Address Proof

Voter's ID/Passport/Driver's License of all directors and members.

Office Address Proof

Rental Agreement/possession letter for registered office address.

Utility Bills

Latest Bank Statement/Telephone or Mobile Bill/Electricity or Gas Bill.

Specimen Signature

Blank document with signature (partners only) for authentication.

Trade Mark Registration

Trade Mark Registration if any for brand protection.

Incorporation of Nidhi Company

Step-by-step process for Nidhi Company registration

1

Apply for DIN and DSCs

Apply for Director Identification Numbers (DIN) and Digital Signature Certificates (DSC) for all directors and authorized signatories.

2

Name Reservation

Apply for name reservation with the Registrar of Companies (ROC) ensuring the name includes "Nidhi Limited" as suffix.

3

Preparation of INC 33 and INC 34

Prepare INC 33 (Memorandum of Association) and INC 34 (Articles of Association) forms with all required details and clauses.

4

Application with ROC

Submit application along with INC 33 and INC 34 forms with the Registrar of Companies for approval and processing.

5

Approval and Certificates

Upon approval, receive Corporate Identification Number (CIN) along with PAN & TAN for the Nidhi Company.

What We Include with Registration

Comprehensive services included in our Nidhi Company registration package

DIN and DSC

Director Identification Numbers and Digital Signature Certificates for all directors.

Name Reservations

Name reservations for Nidhi Company ensuring "Nidhi Limited" suffix compliance.

INC 33 and INC 34

Preparation of Memorandum of Association and Articles of Association forms.

Corporate Identification Number

Corporate Identification Number (CIN) for your Nidhi Company.

PAN & TAN

Permanent Account Number and Tax Deduction Account Number applications.

GST Registration

Goods and Services Tax registration for business operations.

Bank Account Support

Support & facilitation for opening bank account for your Nidhi Company.

RBI Compliance

Guidance on RBI compliance requirements and ongoing regulatory support.

How Do You Approach R2B?

Get started with your Nidhi Company registration today

1

Initial Consultation

Contact us for a free consultation about your Nidhi Company requirements.

2

Document Collection

We help you gather all required documents for company registration.

3

Registration Process

We handle the complete Nidhi Company registration process on your behalf.

4

Ongoing Support

We provide ongoing compliance and support services for your Nidhi Company.

Ready to Start Your Nidhi Company?

Let our expert team help you register your Nidhi Company and encourage savings among your members.

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